The Honavar Urban Co-Operative Bank Celebrated 100 years in Banking - 100 Years of People's Trust Made Us Strong To Step Forward - Come Put Your Hands To Grow Further

   The Honavar Urban Co-Operative Bank Limited

   LandLine : (08387) 220031,220562         
   E-Mail : ho@hucbank.in,hnrurban@rediffmail.com

THE HONAVAR URBAN CO-OPERATIVE BANK LIMITED, HONAVAR - 581334

Mobile Banking Privacy Policy

Effective date: 20/06/2023

About this Policy

The Honavar Urban Co-operative Bank Limited (“us”, “we”, “our” or “Honavar Urban Bank”) operates a mobile application (the “Service”). This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data.

We provide a range of services that help our customers manage their banking needs and transfer money on a daily basis. Our products and services include Current and Savings Accounts, Term Deposits, Loans and Advances, Safe Lockers, NEFT/RTGS, CTS, ATM services, Debit Cards and Mobile Banking/IMPS, among others.

Our Mobile Banking Application is easy to use. There are various benefits of mobile banking, a few of which are given below:

Things to Note

When you use our services, you are trusting us with your information, and you agree to the collection and use of information in accordance with this Policy. We use your data to provide and improve the Service.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to, your phone number, cookies and usage data.

Usage Data

When you access the Service by or through a mobile device, we may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device's unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile internet browser you use, unique device identifiers and other diagnostic data (“Usage Data”).

While using our Service, we may ask you to allow the following permissions. If you do not allow such permissions, you may not be able to use some or all portions of our Service.

Read Phone State

SMS Permission (READ/SEND/RECEIVE)

Use of Data

Honavar Urban Bank uses the collected data for various purposes:

Transfer of Data

Your information, including Personal Data, may be transferred to and maintained on our server computers located outside your state, province, country or other governmental jurisdiction, where data protection laws may differ from those in your jurisdiction.

If you are located outside India and choose to provide information to us, please note that we transfer the data, including Personal Data, to India and process it there.

Your consent to this Privacy Policy, followed by your submission of such information, represents your agreement to that transfer.

Honavar Urban Bank will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy. No transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place, including controls for the security of your data and other personal information.

Disclosure of Data

Legal Requirements

Honavar Urban Bank may disclose your Personal Data in the good-faith belief that such action is necessary to:

Security of Data

The security of your data is important to us. However, please remember that no method of transmission over the internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Things to Take Care of When Using a Mobile Banking Application

A few things should always be taken care of when using a mobile banking application:

Service Providers

We may employ third-party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analysing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third-party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from a child without verification of parental consent, we take steps to remove that information from our servers.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We may notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service before the change becomes effective and will update the “effective date” at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us by email at: ho@hucbank.in

Disclaimer

The information and material contained on this website are intended to provide a general understanding of our organisation and to help our customers gain better exposure to the various schemes of the Bank.

Those who require additional information may contact the Bank.

The information and material contained herein are subject to change from time to time.

The Honavar Urban Co-operative Bank (or Honavar Urban Bank) is not liable for: